Housing & Real Estate — Rancho Santa Margarita, California
Overview
| Total Housing Units | 17,424 |
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| Occupied | 17,042 |
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| Vacant | 382 |
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| Owner-Occupied | 12,512 |
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| Renter-Occupied | 4,530 |
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| Median Home Value (Census) | $971,200 |
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| Estimated 2026 | ~$1,137,000 |
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| Median Rent | $2,481/mo |
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| Median Property Tax | $6,413/yr |
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Affordability
| Home Price to Income Ratio | N/Ax |
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| Home Affordability | expensive |
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| Rent as % of Income | 19.5% |
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| Severely Rent-Burdened | 49.3% |
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Housing Age
| Built 2010 or later | 433 |
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| Built 2000-2009 | 1,277 |
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| Built 1990-1999 | 8,856 |
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| Built before 1960 | 213 |
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| Median Year Built | 1992 |
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Sources: Census ACS 5-Year 2023; Census ACS 5-Year 2023, B25077; HUD FMR FY2026.
