Housing & Real Estate — Santa Cruz, California
Overview
| Total Housing Units | 23,778 |
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| Occupied | 21,669 |
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| Vacant | 2,109 |
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| Owner-Occupied | 10,338 |
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| Renter-Occupied | 11,331 |
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| Median Home Value (Census) | $1,209,000 |
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| Estimated 2026 | ~$1,277,000 |
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| Median Rent | $2,302/mo |
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| Median Property Tax | $6,768/yr |
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Affordability
| Home Price to Income Ratio | N/Ax |
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| Home Affordability | very expensive |
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| Rent as % of Income | 23.9% |
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| Severely Rent-Burdened | 46.0% |
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Housing Age
| Built 2010 or later | 1,107 |
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| Built 2000-2009 | 2,321 |
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| Built 1990-1999 | 1,828 |
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| Built before 1960 | 9,434 |
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| Median Year Built | 1970 |
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Sources: Census ACS 5-Year 2023; Census ACS 5-Year 2023, B25077; HUD FMR FY2026.
